Things to keep in mind during online transactions
Caution
while using public Wi-Fi networks: Dubious networks increase the risk of
malicious activity. Hence,it is safer to avoid networks which are not password
protected.
Use of
One Time Password (OTP): One Time Password is a unique number which is generated for
that particular transaction. This option is secured in comparison to the 3D PIN
which is applicable to all transactions.
Look for
security protocols: Security protocols like HTTPS (Hyper Text Transfer Protocol Secure) which
guarantees the website’s authenticity along with user protection and
transaction security. Secured websites for online transactions can be
identified with green sticker and browser URL which starts with https instead
of http or www
Use of
firewalls and antivirus programs: Use of updated version of strong
antivirus and firewall security programs ensures protection from new scams and
hacker tricks. These programs run virus scans regularly.
Avoid common
passwords for multiple transaction: In order to avoid the hassle of for
getting passwords, people tend to use one password for number of transactions
like net banking and credit cards. This increases the risk of getting trapped
as hackers can easily access one password and can enter one’s multiple
accounts. Hence, it is advisable to have unique passwords for different
transactions.
Caution
which public computers: It is better to use personal gadgets for financial
transaction over public computers.
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