Home Loan
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Eligibility Criteria for Home Loans
Loan Amount
₹25 lakhs and above
Age
Minimum 23 years
Monthly Income
₹35,000 and above
Credit Score
Should be above 600
Purpose
Not for construction
Employment Type
Salaried individuals or self-employed with ITR
Existing EMIs
Current EMIs should not exceed 40% of your monthly income
Last Loan
Should not have been taken in the past 6 months. Unless opting for balance transfer.
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